New Jersey estate facts · Estate administration
How long do creditors have to make a claim against a New Jersey estate?
The short answer
Generally nine months from the date of death. Creditors present claims to the executor or administrator in writing and under oath.
The details
Under N.J.S.A. 3B:22-4, a creditor of the person who passed away should present a claim to the personal representative within nine months of the death, in writing and under oath, stating the amount and details.
If a claim isn't presented within nine months, the executor or administrator isn't personally liable for assets already properly distributed. Late claims aren't always barred completely, and some debts, such as taxes and certain government claims, follow different rules.
This window is one reason many executors wait before making final distributions to heirs.
Related estate facts
Other questions families ask.
Do property taxes still have to be paid while an estate is being settled?
Yes. New Jersey property taxes keep coming due while an estate is open, generally on February 1, May 1, August 1 and November 1.
Read the answer → ProbateWhen must heirs be notified after a will is probated in New Jersey?
Within 60 days. The executor mails a Notice of Probate to the beneficiaries and next of kin, then files proof of mailing with the Surrogate.
Read the answer → No willWhat happens in New Jersey when someone dies without a will?
The Surrogate appoints an administrator, usually a surviving spouse or another heir, to handle the estate.
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